Most people are familiar with the terms of Apply Pay and Google Pay. But how many of us know what those terms stand for? Apple Pay and Google Pay are both forms of NFC mobile payment types. NFC is the technology that has enabled so many of us to enjoy the convenience of tap-and-go. … Continue reading NFC: the Technology Behind Tap-and-Go Communication
Tag: NFC
NFC: the Technology Behind Tap-and-Go Communication
Central to every contactless mobile action is a little microchip and radio antenna conducting the tap-and-go operation that is near field communication (NFC). NFC encryption technology is transforming the way users access information, make payments, and share data across devices. [wpcaptevrix_hubspotcta id=”163″] What is NFC? NFC is a system of contactless communication… Continue reading NFC: the Technology Behind Tap-and-Go Communication
What is HCE?
Host Card Emulation (HCE) is a technology that allows for the replication of a physical, contactless smart card using software. In the context of mobile payments, it is used to complete transactions via near field communication (NFC). Anybody who has used a contactless credit card (Visa PayWave or Mastercard Paypass for example) has,… Continue reading What is HCE?
The Future of Mobile Payments in Canada
The mobile payment industry has been evolving rapidly as of late. Google introduced host card emulation (HCE) in Android 4.4, Visa and MasterCard officially threw their support behind HCE last month and most recently, EMVCo released their framework for tokenization. What this means for mobile payments is standards are being developed and adopted faster than before. Names we… Continue reading The Future of Mobile Payments in Canada
Visa and MasterCard Officially Embrace Mobile Payments
Mobile payments could be ready to take off! This week Visa and MasterCard announced they would support host card emulation (HCE). By supporting HCE, they side stepped mobile payment barriers like the “Secure Element” and effectively simplified the mobile ecosystem. What is Secure Element? Traditionally, NFC transactions were carried out using the Secure… Continue reading Visa and MasterCard Officially Embrace Mobile Payments
Voila Hub and Tim Hortons: First to Tap & Pay With NFC
At Voila Hub, we create immersive mobile experiences across all platforms for clients across many industries. Our world-class team of developers and mobile strategists evaluate, design and implement solutions using a broad range of technologies to ensure our clients remain atop of mobile trends. This article is the first part of a guest… Continue reading Voila Hub and Tim Hortons: First to Tap & Pay With NFC
What is Closed Loop Mobile Payments and Why Do You Need it Now?
What is Closed Loop Payment? Closed loop payments allow consumers to load money into a spending account that is linked to a payment device such as a gift card for a specific company (and only that company). Mobile closed loop payment applications are now enabling consumers to manage their gift card, or account, through… Continue reading What is Closed Loop Mobile Payments and Why Do You Need it Now?
Congrats to Tim Hortons and the Voila Hub Teams – A Mobile Payment First
On Monday, Tim Hortons launched their brand new BlackBerry 10 app. With the app, the iconic Canadian brand leaped head first into mobile payments. Simply, it allows users to “Pay with just a Tap” for their favorite morning coffee. It’s the first mobile payments app – in the World – to use… Continue reading Congrats to Tim Hortons and the Voila Hub Teams – A Mobile Payment First